Know More about Health Insurance

Health Insurance

Health insurance takes care of your medical expenses and ensures that out-of-pocket expenses are curtailed up to the Sum insured
A health insurance policy ensures that you can avail cashless treatment at a network hospital, typically covering 30 days and 60 days pre and post hospitalization, respectively, in most of the Health Insurance plans.
One can add value to the Base Health Insurance Plan by complementing them with additional benefits such as Personal Accident (PA) Cover, Critical Illness (CI) Cover, etc. These products are available at a very nominal cost adding benefits, which are not a part of the Base Health Insurance plan. For Example, A PA plan helps by providing coverage for disability, which is typically not covered under the basic health insurance plan. An individual needs not go through any waiting period and medical checkups for a PA cover
One can also invest on one of the popular senior citizen health insurance policies and ensure comprehensive security for their elderly parents or secure their old age that often brings along several ailments that require expensive medical treatment
Almost all the health insurance plans include Coronavirus treatment cover. As per the IRDAI guidelines, insurers have also launched COVID-19 specific best health insurance
Two special COVID health insurance policies namely, Corona Rakshak policy and Corona Kavach policy also introduced that provide lump sum payment upon diagnosis and also pay for the cost of consumable items like PPE Kits, Masks, Gloves, etc.

Benefits of Health Insurance Health Coverage

Health Insurance plans have enhanced offerings to cover a wide spectrum of requirements, like a family health plan offers complete cover to all members of a family under a single umbrella.

Medical Bills: Coverage against medicinal expenses incurred, including pre and post hospitalization
Pre-existing Diseases: Coverage for any pre-existing disease is provided to you after a certain waiting period.
Claim Reimbursement: Coverage for expenses incurred for hospitalization due to a medical
Tax Rebate: Annual premium paid for health coverage are subject to tax exemption u/s 80D of ITA, 1961. Tax exemption ranges from Rs. 25,000 to Rs. 75,000.
Other Benefits: As an innovative feature, OPD expenses are now covered under few Insurer plans and don’t require hospitalization for minimum 24 hours for claim reimbursement. Standalone OPD plans are also available in the market.

• Date: January 2020
• Company: Health Insurance
• Category: Health Insurance
• PAWAN KUMAR : +91 8840392066

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Motor Insurance

Your vehicle is one of the milestone investments in your life. It is a reflection of the person who drives it. It has toiled for you so many times and it is time you think about protecting your vehicle from unforeseen events such as theft or accident which can harm your vehicle. Considering the exorbitant motor repair costs these days even a slight damage to your vehicle can burn a hole in your pocket. Hence, it is prudent to purchase a Motor Insurance policy that understands the importance of an automobile in your life. Compare car insurance, two wheeler insurance online to get the best deal out of the lot. Reliance General Insurance recognizes the importance of your vehicle and offers motor Insurance policies that take care of your vehicles in case of any unforeseen event. Use our Motor Insurance premium calculator to get a quote instantly for your car or two wheeler. We offer the following end-to-end motor insurance policies such as Private Car Insurance policy, Two wheeler Insurance policy, Commercial Vehicle Insurance policy.

What Are The Types Of Motor Insurance Policy​?

Car Insurance

Just fill your Car registration number to get our fastest Car insurance quote!​​​​​
​Car insurance expired? Now renew it without any paperwork!
Cashless facility @ 5000+ network garages​
Optional Personal Accident cover upto Rs. 10 lakhs​​​​​

Two Wheeler Insurance

Just fill your bike registration number to get our fastest bike insurance quote!
Use cashless facility across our preferred 1200+ network garages
Get quick and hassle-free settlement of your bike​​ insurance claims

• Date: January 2020
• Company: Motor
• Category: Motor Insurance
• PAWAN KUMAR : +91 8840392066

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TRAVEL INSURANCE

UNDERSTAND YOUR SINGLE TRIP TRAVEL INSURANCE POLICY COVERAGE

Total Loss of Checked-In Baggage Personal Accident
Delay of Checked-In Baggage
Trip Cancellation and Interruption
Cashless Hospitalisation Cover
Daily Hospitalisation Allowance
Compassionate Visit
Loss of Passport
Emergency Cash Advance
Missed Flight Connection
Home Insurance Cover

• Date: January 2020
• Company: Travel
• Category: Travel Insurance
• PAWAN KUMAR : +91 8840392066

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Marine Insurance in India

The transportation of goods through marine channel is a complex and risky process that depends on both man-made and natural situations. Hence, it is important to take appropriate marine insurance to cover the risks associated with the goods that get transported through this medium.

What it all Covers?
The cargo movement is not uniform for every customer. The need for insurance is also different for different customers and at different point of time. Some of the common points covered under marine insurance are:
Sinking, stranding, fire, explosion
Loss in loading or unloading cargo
Total loss coverage
Earthquake or lightning
Unforeseeable administrative expenses
Jettison or washing overboard
Collision, overturning, derailment, accident
Natural calamities
General average

• Date: January 2020
• Company: Marine
• Category: Marine Insurance
• PAWAN KUMAR : +91 8840392066

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Home Insurance- Content Protection

​​​​Ever wondered what would happen if there’s a break-in at your home and all your valuables including your LED TV, diamond set, etc. gets stolen? Re-buying all this stuff could cost you a fortune! Thankfully, content insurance is there to cover such a loss. So, whether you own a house or stay at a rented one, all your personal property including jewellery, furniture and electrical goods are protected against risks such as fire, theft, flood, etc.

​What does this policy cover We've tried to cover all the basic elements in our home insurance policy, so if your home is damaged due to any of the following reasons, we have it covered! Protection of content against fire, flood, earthquake, and lightning​ Domestic Mech​anical, Electrical, and Electronic appliances Jewellery and valuables against accident or misfortune Burglary and House Breaking​ Personal Accident coverage for earning member and spouse Television set as well as accessories such as DVD and VCR Accidental breakage of fixed plate glass

• Date: January 2020
• Company: Home
• Category: Home Insurance
• PAWAN KUMAR : +91 8840392066

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LIC'S Jeevan Akshay

Policy Loan shall be allowed at any time after 3 months from completion of Policy or after completion of free-look period, whichever is later under Option F and Option J.

LIC's Jeevan Akshay - VII (Plan no. 857) is a Single Premium, Non-linked, Non-participating, Individual Immediate Annuity plan introduced with effect from 25/08/2020

LIC'S Jeevan Shanti Plan

Premium Payment Mode:Single

LIC’s Jeevan Shanti Plan is a non-linked, non-participating, single premium annuity plan wherein the Policyholder has an option to choose Deferred Annuity. This plan shall be allowed to all lives including third gender.

LIC'S Pradhan Mantri Vaya Vandana Yojana

Yearly, Half-yearly, Quarterly, Monthly

LIC’s Pradhan Mantri Vaya Vandana Yojana (Modified -2020) with modified rate of pension for citizens aged 60 years and above. This Plan will be available for sale commencing from 26th May 2020 for 3 financial years i.e. up to 31st March 2023. This is a non-linked, non-par, Government subsidized pension Scheme

• Date: January 2020
• Company: LIC
• Category: Pension Plans

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LIC's Jeevan Mangal

The modes of premium payment allowable are Single Premium and Yearly, Half Yearly, Quarterly, Monthly for Regular Premium policies.

LIC’s New Jeevan Mangal Plan is a Non-Linked, Non-Participating, Individual, Life, Micro Insurance Term Plan (with Return of Premiums on Maturity).

LIC's Micro Bachat

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (Ordinary).

LIC’s Micro Bachat is a Regular Premium, Non-Linked, Participating, Individual, Life, Micro-Insurance Savings Plan with Auto Cover facility. This plan shall be available only for standard healthy lives without any medical examination. The total Basic Sum Assured under all the policies issued to an individual under this plan and under all policies issued in the earlier version of this Plan (Plan 851 with UIN 512N329V01) shall not exceed Rs 2 Lakhs (i.e. The combined Basic Sum Assured under all the policies issued to an individual in both plans 851 and 951 shall not exceed Rs 2 Lakh.

• Date: January 2020
• Company: LIC
• Category: Micro Plans

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LIC'S New Jeevan Anand

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s New Jeevan Anand Plan is a non-linked, participating, individual, life assurance savings plan.

LIC'S New Jeevan Labh

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s Jeevan Labh Plan is a non-linked, participating, individual, life assurance savings plan.

LIC'S New Jeevan Lakshaya

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s Jeevan Lakshya is a non-linked, participating, individual, life assurance savings plan. This plan provides for Annual Income benefit that may help to fulfill the needs of the family, primarily for the benefit of children, in case of unfortunate death of Policyholder any time before maturity and a lump sum amount at the time of maturity irrespective of survival of the Policyholder.

LIC'S Aadhar Shila

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s Aadhaar Shila is non-linked, with-profits, regular premium endowment assurance plan. This plan is exclusively designed for female lives. This plan shall only be available for standard healthy lives without any medical examination and the total Basic Sum Assured under all the policies issued to an individual under this plan and under all policies issued in the earlier version of this Plan (Plan 844 with UIN 512N309V01) shall not exceed Rs 3 Lakhs (i.e. The combined Basic Sum Assured under all the policies issued to an individual in both plans 844 and 944 shall not exceed Rs 3 Lakh).

LIC'S Aadhaar Stambh

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s Aadhaar Stambh is non-linked, with-profits, regular premium endowment assurance plan. This plan is exclusively designed for male lives. This plan shall only be available for standard healthy lives without any medical examination and the total Basic Sum Assured under all the policies issued to an individual under this plan and under all policies issued in the earlier version of this Plan (Plan 843 with UIN 512N310V01) shall not exceed Rs 3 Lakhs (i.e. The combined Basic Sum Assured under all the policies issued to an individual in both plans 843 and 943 shall not exceed Rs 3 Lakh).

LIC'S Bima Bachat

Single Premium only.

LIC’s New Bima Bachat is a Single Premium, Non-Linked, Participating, Individual Life Assurance, money back plan.

LIC'S New Endownment

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s New Endowment Plan is a non-linked, participating, individual, life assurance savings plan.

LIC'S Single Premium Endownment Plan

This is a single premium payment plan.

LIC’s Single Premium Endowment Plan is a non-linked, participating, individual, life assurance savings plan.

• Date: January 2020
• Company: LIC
• Category: Endownment Plans

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LIC'S Jeevan Arogya

Yly, Hly.

LIC's Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times. Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.

LIC'S Cancer Cover Plan

Yearly Mode : NIL Half Yearly Mode : 2% of Tabular Premium

This is a non-linked , regular premium payment health insurance plan which provides fixed benefit in case life assured is diagnosed with any of the specified early and /or major stage cancer during the policy term, subject to certain terms and conditions. The plan has two benefit options which have to be chosen by the proposer at the outset. Option 1: Level Sum Assured : The Basic Sum Assured remains same through out the term. Option 2 : Increasing Sum Assured : 10% increase in Sum Assured for 1st 5 years or till diagnosis of specified cancer.

• Date: January 2020
• Company: LIC
• Category: Health Plans

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LIC's New Bima Shree

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s BIMA SHREE Plan is a non-linked, participating, individual, life assurance savings plan. LIC’s Bima Shree plan is a limited premium payment money back life insurance plan with minimum Basic Sum Assured of Rs. 10 lakhs especially designed for targeted segment of High Net-worth Individuals

LIC's New Money Back 20 Years

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s New Money Back Plan- 20 years is a non-linked, participating, individual, life assurance savings plan.

LIC's New Money Back 25 Years

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s New Money Back Plan- 25 years is a non-linked, participating, life assurance savings plan.

LIC's Jeevan Shiromani

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s JEEVAN SHIROMANI Plan is a non-linked, participating, individual, life assurance savings plan. It is a limited premium payment money back life insurance plan with minimum Basic Sum Assured of Rs. 1 crore especially designed for targeted segment of High Net-worth Individuals. Under this plan Guaranteed Additions shall accrue at the rate of Rs. 50 per thousand Basic Sum Assured for the first five years and Rs. 55/- per thousand Basic Sum Assured from 6th policy year till the end of premium paying term. In addition, the policy shall participate in the profits in form of Loyalty Additions

• Date: January 2020
• Company: LIC
• Category: Money Back Plans

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LIC'S Tech term

Single Premium , Regular or Limited Premium - Yearly, Half yearly.

LIC's Tech-Term plan is a Non-Linked, Non-Participating, Pure Risk Premium plan which shall be sold online only and hence no intermediaries will be involved. Under this plan there is flexibility to choose from two death benefit options i.e. Level Sum Assured and Increasing Sum Assured.

LIC'S Jeevan Amar

On survival of the life assured to the end of the policy term, no maturity benefit is payable.

LIC’s JEEVAN AMAR plan is a Non-Linked, Without Profit, pure protection plan. Under this plan there is flexibility to choose from two death benefit options viz. Level Sum Assured and Increasing Sum Assured.

• Date: January 2020
• Company: LIC
• Category: Term Plans

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LIC'S New Children’s Money Back Plan

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC's New Children’s Money Back Plan is a Non-Linked, Participating, Individual, Life Assurance Savings Money Back type plan designed to meet educational and other financial needs of children.

LIC'S Jeevan Tarun Plan

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s Jeevan Tarun Plan is a non-linked, participating, life assurance savings plan specially designed to meet the educational and other needs of growing children.

• Date: January 2020
• Company: LIC
• Category: Children Plans

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LIC'S SIIP

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only).

LIC's SIIP is a Regular Premium, Non-Participating, Unit Linked, Individual Life insurance plan which offers insurance cum investment during the term of the policy. This plan can be purchased Offline as well as Online.

LIC'S Nivesh Plus

Premium Payment Mode:Single

LIC’s Nivesh Plus is a Single Premium, Non-Participating, Unit Linked, Individual Life insurance plan which offers insurance cum investment during the term of the policy. This plan can be purchased Offline as well as Online.

LIC'S New Endowment Plus

The modes of premium payment allowable are Yearly, Half Yearly, Quarterly, and Monthly (through NACH only) or through salary deductions (SSS).

LIC’s New Endowment Plus is a Regular Premium, Non-Participating, Unit Linked Insurance plan, which offers investment-cum-insurance during the term of the policy. The Policyholder can choose the amount of premium he/she desires to pay, depending on which Policyholder will get the equivalent level of cover.

• Date: January 2020
• Company: LIC
• Category: Unit Linked Plans

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We protect your assets and liabilities

What is Commercial General Liability Insurance?

A Commercial General Liability insurance policy is one of the most important policies to be considered for all businesses. There are potential threats of an accident to a customer, vendor, or any third-party involved with your business. Even a simple slip and fall in the premises can be devastating resulting in a potential lawsuit. The Commercial General Liability Insurance policy will provide necessary financial support to businesses against any legal liabilities due to a bodily injury or property damage that can occur as a result of your business operations.

• Date: January 2020
• Company: Commercial
• Category: Commercial Insurance
• PAWAN KUMAR : +91 8840392066

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